Insurance Solution

Insurance Solution

At PM Relocations (PMR), we recognize the importance of feeling confident and secure when entrusting your possessions to a packing and moving service. That's why we provide comprehensive insurance coverage to ensure the protection of your belongings throughout the entire moving process. Our insurance policy is meticulously crafted to shield your items from unforeseen circumstances, offering you peace of mind and financial security.

Understanding Movers Liability

While our professional movers handle your goods with care during transportation, it's essential to note that basic liability coverage may not fully compensate for the total value of your possessions in the event of loss or damage. Choosing additional insurance through PMR guarantees complete protection for your valuable items.

Our dedication to delivering exceptional insurance solutions, coupled with our stellar track record, guarantees maximum protection for your belongings during transit and storage. Should you have any questions or concerns, please don't hesitate to contact our team. We are committed to serving you and safeguarding your valuables, providing the confidence and reassurance you deserve.

The Importance of Insuring Your Goods

By investing in a specialized relocation insurance policy, you can ensure the full protection of your belongings during transit. We highly recommend this insurance solution, especially when moving valuable and sentimental items that carry both financial and emotional significance. Opting for comprehensive insurance coverage with PMR offers peace of mind, knowing that you're prepared for any unforeseen events.

Coverage & Exclusions

Our insurance plan covers various risks that may arise during the moving process, including:

  1. Basic Risk Coverage: Safeguards against common risks like transit accidents, natural disasters, and unexpected incidents, ensuring compensation for loss or damage, or other unforeseen events.
  2. Comprehensive Risk Coverage:Extending beyond basic protection, this coverage encompasses all elements of standard risk insurance, plus additional safeguards for packing, loading, unloading, unpacking, as well as theft, vandalism, and riot-related risks.
  3. Pairs and Sets Protection:This coverage ensures safeguarding for items within sets or pairs, assuring compensation for the entire set, in case of damage or loss to a single piece during transit.x
  4. Mold and Mildew Coverage:Protects your belongings from mold, mildew, and moisture-related damage during transit or storage.

Claims Process

In case of damage, loss, or covered incidents, customers may initiate a claim by reaching out to our specialized claims department within the given timelines after delivery of the goods. Our dedicated team will guide you through the process, ensuring a smooth and prompt resolution for our esteemed customers.

Exclusions

Import duty on new goods or items outside the Transfer of Residence list is charged at 38.5% of the assessed value.

Special Cases

  1. Foodstuff: Duty-free import of foodstuff up to Rs. 1,00,000 for foreign nationals.
  2. Alcohol/Spirits: Import duties on alcohol are very high (160% + fines/penalties). Declaration and careful handling are required.
  3. Motor Cars and Bikes: Import duty on motor cars is 165%, and on motorbikes, 116% (for both used and new vehicles).
  4. Pets: Two pets are allowed per passenger, with necessary veterinary certificates.

Restricted/Prohibited Goods

Items like pornography, narcotics, wildlife products (ivory, horns), firearms, ammunition, and other weapons are prohibited.

Customs Examination and Clearance

  1. Owner's Presence: The owner's presence is generally required for customs clearance. A power of attorney can be executed if absent.
  2. Duration for FCL Shipments: 4-5 days for delivery in the same city/ 2-5 days for delivery in a different city.
  3. Duration for LCL Shipments: 9-12 days for delivery in the same city/ 2-5 days for delivery in a different city.

Additional Suggestion

To ensure smooth clearance, load major electronic appliances together and provide make, model number, serial number, and quantity in the inventory.

Disclaimer

However, it's important to note the following exclusions:

  • Pre-existing damages or conditions of items
  • Mechanical, technical, or internal damage to electronic items
  • Living things such as plants or pets, and damage to property or buildings
  • Damages to clay pots or AC copper tubes
  • Damage due to hazardous goods, items packed or unpacked by the owner, or items not specified in the packing list
  • Storage of goods without storage insurance or re-transit insurance
  • Loss or damage to jewelry, collectibles, valuables, cash, important documents, alcoholic beverages, negotiable items, prohibited items, or other similar items not covered under insurance
  • Acts of nature or force majeure events beyond our control

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C-100,fourth Floor, DDA Sheds, Okhla Industrial Area Phase-1, New Delhi, India, 110020

+9818158767

gaurav@csaglobal.in

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